Axa has recently reported that nearly all those who are living in rented accommodation dont have the means to cover monthly payments if they were to lose their job .
The firm says that the buy-to-let sector could be facing an unstable future as 95 per cent of tenants dont have income protection in place, even though such policies are available. The insurer found that there has been a rise in the number of private renters that have slipped into arrears while struggling to pay their rent .
Mike Keating, managing director of personal lines intermediary for Axa, said that both tenants and landlords had to make certain that they had adequate protection as redundancies were becoming more prevalent.
He said: "More than one-third of people privately renting are doing so because they cannot get a mortgage at the moment. On the surface of it the rental market should be buoyant, but if you consider many of those renting may be struggling to make ends meet it is certainly not all good news for buy-to-let owners."




