Income Protection Insurance - Introduction

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Income Protection Insurance - Introduction

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Income Protection Insurance , generally recognised as must-have insurance product, provides the consumer with a tax-free monthly income to cover any repayments he or she may have in the event that a long-term illness, accident, or disability prevents working – leading to a loss of income.

Research has found that more than two million Brits aged between 20 and 64 have been off work for a period of more than six months, while roughly 25 per cent will take more than a month off work each year.

This is where income protection insurance can help, as it provides peace of mind and offers financial security to protect your lifestyle and family at times when money may be hard to come by.

Company support	Payment Protection Insurance
Income protection insurance suitability?	What is defined as long-term sickness?
How does it work?	Purchasing an income protection policy
Premium costs	Checking the small print
Benefit levels & illness exclusions